Building Insurance
Buildings insurance could cover the cost of repairing or rebuilding after damage to the structure of your home such as the roof, walls or floors. Permanent fixtures and fittings, like your kitchen and bathroom, are usually covered by buildings insurance too. Buildings insurance can also cover outside structures connected to your home, such as garages and pipes.
Contents Insurance
Contents insurance is a type of home insurance that financially protects the possessions in your property. It could cover the cost of replacing them if they’re stolen, destroyed or damaged.Home contents insurance is different from buildings insurance, which covers the fabric of your home – for example, the walls, floors and roof as well as permanent fixtures and fittings.
Landlord Insurance
Landlord insurance is home insurance designed for rental properties. It could offer landlords more protection than standard home insurance. Also known as buy-to-let, property rental insurance or rental house insurance, landlord cover could give you financial protection if the building – or its contents – is damaged.As with home insurance, landlord home insurance covers your rental property from fire, flooding, burst pipes and storms.